Learn How to Consolidate Bills and Show Your Spouse You’re Serious About Getting Out of Debt

July 31, 2009 by  | Leave a Comment Filed under: Debt 

Are you and your spouse tired of dealing with all those bills? It can be difficult to live with all that debt hanging over your head. Perhaps it is time to show your spouse that you are really serious about getting out of debt and you can do this by learning how to consolidate bills. There are (read on...)



How Bankruptcy Affects Home Purchase Viability

July 31, 2009 by  | Leave a Comment Filed under: Bankruptcy 

With the present economic slump, people are predicted to downsize their expenses and learn to control their finances. Bankruptcy is often the bane of all financial problems. It can affect the possibility of buying a home since an individual who filed for bankruptcy does not have the capacity to (read on...)

Are Rewards on Your Credit Card Taxable?

July 31, 2009 by  | Leave a Comment Filed under: Taxes 

Usually, you go on accumulating points on your credit card with the hope that you will get something lucrative upon redemption. In addition, credit card companies offer cash rebates. You claim such rewards and rebates almost every year. This routine goes on year after year. Are you required to (read on...)

Low Interest Student Credit Cards Are the Smart Way to Start With Credit

July 31, 2009 by  | Leave a Comment Filed under: Credit 

College kids are going to need some extra cash at times, and student loans aren’t always going to get the job done. They’re limited by school policies as well as federal regulations, so a student may find herself short of money even after her loans have run out. Both for her short (read on...)

Banks Bear Bad Debts

July 31, 2009 by  | Leave a Comment Filed under: Loans 

A story went that a black granite abstract sculpture was unveiled in front of a bank located in a plaza of a small town. After a few weeks, local residents began calling the imposing sculpture, “The Banker’s Heart”. In reality, unfortunately, the hearts of the Australian banks (read on...)

Secured and Unsecured Debt Consolidation Loans

July 30, 2009 by  | Leave a Comment Filed under: Debt 

Debt consolidation loans can make a large tangle of debts into one easy to manage account. Many have used these loans to turn around a bad financial situation, pay off debts, and restore their credit ratings. The first question many might have upon hearing about the nature of consolidation is: (read on...)

Changes to the Bankruptcy Code Under BAPCPA

July 30, 2009 by  | Leave a Comment Filed under: Bankruptcy 

Significant Changes to the Bankruptcy Code under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA): The Presumption of Abuse and Qualification for Chapter 7 Discharge. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) represented the most (read on...)

When Will I Receive My IRS Refund – Stimulus Check – Tax Refund?

July 30, 2009 by  | Leave a Comment Filed under: Taxes 

When dealing with a company such as the IRS patience is a virtue. Depending on the way you filed is important also if you filed electronically. You should receive a response that the IRS has received your e-file within the range of 72 hours of it being verified. By mailing in it could be at least (read on...)

Increase My Credit Score With 3 Dependable Steps

July 30, 2009 by  | Leave a Comment Filed under: Credit 

If I can increase my credit score, I am able to improve my chances of getting approved for a loan at a low interest rate which will save me thousands of dollars over the life of the loan. Not only that but I improve my chances of employment and getting rental accommodation when I increase my (read on...)

The Obama Mortgage Plan – Tips to Qualify For Obama’s Plan

July 30, 2009 by  | Leave a Comment Filed under: Loans 

Want to learn more about the Barack Obama Home Mortgage Plan 2009, otherwise known as the Obama Loan Modification Plan? Here is some information that explains how it works. Many Americans are struggling to pay their mortgages and foreclosure rates are extremely high. To combat this problem, Obama (read on...)

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