Staying Afloat With Credit Card Debt

November 30, 2009 by  | Leave a Comment Filed under: Credit 

I read an interesting statistic the other day on Indexcreditcards.com. The site said an average American is carrying $4,013 in revolving debt and the average household is carrying about $7,861 in debt (mostly credit card). This is an astonishing stat considering only 25% of American households (read on...)



How Christian Credit Consolidation Can Help Eliminate Your Debt

November 30, 2009 by  | Leave a Comment Filed under: Debt 

Do you find that each month you’re struggling to just pay off interest? When will your debt ever be fully paid? Do an online search and you’ll find company after company offering their services. They promise relief from your debt worries, just enter your information here. The only (read on...)

The Evolution of Bankruptcy

November 30, 2009 by  | Leave a Comment Filed under: Bankruptcy 

The bankruptcy laws that we are familiar with today originally started in England during Henry VIII’s rule. The main difference, however, is that the laws were created in order to help the ones extending credit…not those receiving it. The penalties for declaring bankruptcy were also (read on...)

What it Takes to Become a Professional Tax Preparer

November 30, 2009 by  | Leave a Comment Filed under: Taxes 

Taxes can be overwhelming which is why there is such a large market for tax preparation services. There are many different types of tax preparers and each title has certain requirements that must be maintained in order to establish its position. Below is a brief introduction to the different (read on...)

Answering the Economic Crisis – New York Loan Modification

November 30, 2009 by  | Leave a Comment Filed under: Loans 

Loan modification is truly something that everyone would love to get. Even in New York loan modification is becoming a catch phrase. This is no surprise because so many people in the state of NY are affected gravely by the recession. What is more prevalently needed in New York right now is (read on...)

Interest Free Credit Cards – Top 6 Tips

November 30, 2009 by  | Leave a Comment Filed under: Credit 

An interest free credit card can be a sensible way to consolidate debts or make a purchase without paying high monthly interest. But it will only work for you if you remember when the offer ends and repay the balance before then. Here are the top 6 tips on using an interest free credit card. 1. (read on...)

How to Properly Use a Debt Consolidation Loan

November 28, 2009 by  | Leave a Comment Filed under: Debt 

Now that you have got the loan and you have paid off the bulk of your debts, you only need to repay only one creditor. You should be pleased with your self, you recognized that you had a problem and you have sorted it out. Technically, you are nearly financially free. To better manage this loan (read on...)

Important Bankruptcy Question

November 28, 2009 by  | Leave a Comment Filed under: Bankruptcy 

Did you know that most people have heard of the term “bankruptcy” but really have no idea what it entails? Hopefully we can stay out of debt so that we don’t have to learn too much about it, but sometimes it is necessary that we go through it. This could be because of poor (read on...)

Three Ways to Reduce Your Income Tax

November 28, 2009 by  | Leave a Comment Filed under: Taxes 

The main reason why you need to reduce your income tax is to save more money and put it into better use which will benefit you in future. The three main ways in which you can manage to do this is by reducing your income, increasing your tax deduction and by taking advantage of tax credits. (read on...)

Limit Credit Inquiries and Help Improve Your Credit Score

November 28, 2009 by  | Leave a Comment Filed under: Credit 

I wonder how a five-year-old kid formulates all his questions within minutes. And it is ever so tiring to hear the same questions over and over again. Some of them you do not even know the answer, some might sound so simplistic but now that a kid brought it up it seems more of a philosophical (read on...)

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