Credit Myths That Can Cost You

March 31, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Your credit score is extremely important to your financial life. As the main determining factor in obtaining loans and representing you as a borrower, a credit score must be well cared for. However, many people often suffer at the hands of several credit myths, which could be damaging to their (read on...)



Credit Card Options For People With Bad Credit

March 31, 2012 by  | Leave a Comment Filed under: Credit 

Trying to get approved for a credit card when you have bad credit is difficult because most major companies do not want to take a chance on someone who has an unstable financial history. People have bad credit for many different reasons. Some people overspent in their younger adult years and now (read on...)

Using Credit Cards for Summer Traveling Expenses

March 31, 2012 by  | Leave a Comment Filed under: Credit 

Many people are cautious and thrifty when it comes to using credit cards. People learn over time that when you use a charge card in excess, this can lead to financial downfalls and a decrease in a good credit standing. When a person spends too much and is unable to make the payments on time, this (read on...)

Credit Card Options for Young Adults

March 31, 2012 by  | Leave a Comment Filed under: Credit 

When a person is in his or her early twenties, it can be tough to get approved for a loan if he or she has not had much of a chance to build up the credit score. Credit cards can help young adults to begin developing a credit history and if the person makes payments to the account on time every (read on...)

100% Approval Credit Cards

March 31, 2012 by  | Leave a Comment Filed under: Credit 

You may have heard of credit card companies offering cards that are guaranteed approval for anyone. This can seem suspicious because not everyone has good credit standing and will likely be approved for by a reputable lending company. Many companies advertise 100% approval for any person who is (read on...)

Give A Prepaid Credit Card As A Gift

March 31, 2012 by  | Leave a Comment Filed under: Credit 

Trying to find the right type of gift for someone can be a major chore if you have no idea what the person likes or is interested in. Gift cards have rapidly become popular in the past few years because these cards allow people to go to certain stores and purchase what they want, as well as (read on...)

Prepaid Credit Cards Help People Stick to Budgets

March 31, 2012 by  | Leave a Comment Filed under: Credit 

Not everyone is excited about the opportunity to get a credit card because many people worry that they will accrue debt that will be difficult to pay off on time. Charge cards can be a good thing or a bad thing, all depending upon how a person uses it. Prepaid cards can provide a perfect way for (read on...)

Why Monitoring Your Credit Report Is So Important

March 31, 2012 by  | Leave a Comment Filed under: Credit 

One of the most important things a person has in this country is his or her credit rating. Most people don’t realize the importance of this number, but the truth is, a credit score determines a person’s place in society according to governments, banks, and other organizations. What is (read on...)

Secured Credit Cards: A Great Way to Rebuild Credit

March 31, 2012 by  | Leave a Comment Filed under: Credit 

Rebuilding credit after bankruptcy, or after a major financial implosion, takes time and effort. While there is merit to using a bankruptcy as a financial black hole, in which you refuse to pay the credit game any longer and simply never re-enter the credit system after bankruptcy, for many (read on...)

When Should You Use a Credit Card?

March 31, 2012 by  | Leave a Comment Filed under: Credit 

Getting a credit card can be a huge advantage to people if they use it responsibly. While there have been many negative statements made by consumer companies about their use, they can help a person out of a rough financial situation when it is needed. It is important for people who use charge (read on...)

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