Bankruptcy – Chapters 7 and 13 – A General Overview

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

The purpose of this article is to give the reader a non-technical, easy to understand overview of Bankruptcy. Typically, a person contacts an attorney when he or she is thinking about filing for bankruptcy, usually as a result of an overwhelming amount of credit card debt, or perhaps, the (read on...)



Being Responsible With Credit After Bankruptcy

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who have come out on the other side of bankruptcy, the overall life improvement is tremendous. They are experiencing freedom once more. They no longer have to fear collectors constantly harassing them; they can make financial choices independent of other financial institutions. (read on...)

Rebuilding Your Credit Score After Bankruptcy

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who are beginning the bankruptcy process, the looming question they ask about the future is, “How will I ever have good credit again?” It’s a good question. Credit, after all, is what makes our world go around. You need credit for all kinds of crucial reasons, (read on...)

Bankruptcy and Student Loan Debt

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

People who are dealing with student loan debt are often advised to seek out various alternatives for paying off their burdensome loans. Because this type of debt can be very difficult to discharge in bankruptcy, it’s often advisable that those who are struggling with their payment seek (read on...)

Credit Card Cure for Bad Credit

July 10, 2012 by  | Leave a Comment Filed under: Credit 

An inappropriate usage of credit cards may easily lead to bad credit. If you’re in the practice of accumulating high balances within your credit cards, you are in danger. If you’re content with just submitting the minimum payment, the potential risk of incurring bad debts is much (read on...)

Other Illegal Debt Collection Practices To Watch Out For

July 10, 2012 by  | Leave a Comment Filed under: Credit 

Credit debt collectors are known for their abusive and in some cases, downright illegal collection practices. In this article, we will discuss some of the other illegal debt collection practices you should watch out for. Unpermitted Calls To Debtors’ Offices Sometimes, when creditors or (read on...)

Why You Should Use a Real Lawyer to Repair Your Credit

July 10, 2012 by  | Leave a Comment Filed under: Credit 

We’ve all seen the ads claiming to repair your credit. It should surprise no one that most of these ads are bogus: most who post them do not have the wherewithal to actually fix your credit. Very few people have the knowledge, experience, and contacts to repair someone’s credit. (read on...)

Should You Go With Pay Per Deletion/Dispute Credit Repair, or Pay a Flat Fee?

July 10, 2012 by  | Leave a Comment Filed under: Credit 

If you are trying to repair your credit, you might have heard of pay per deletion/dispute pricing by credit repair companies. Maybe you are not sure what it is, how it works, or if it is the right way for you to go. Your credit repair company may not always tell you all you need to know about (read on...)

Avoiding A Credit Card Lawsuit: Negotiating With A Tough Creditor

July 10, 2012 by  | Leave a Comment Filed under: Credit 

With the looming economy, inflation and hundreds of people dealing with various financial problems, it’s not surprising that many are also facing credit card lawsuit for unpaid debt. The good news is, there is a way to avoid such problems, like meeting up with your creditor and striking a (read on...)

Build Your Credit Score With Bad Credit Credit Cards

July 10, 2012 by  | Leave a Comment Filed under: Credit 

If you have a poor score, do not worry secured credit cards will certainly cater to your needs. A credit card is by nature a loan from a crediting company that you will have to repay in time. If you are not able to repay the amount back in time, you will have to pay a fixed interest. Cards offer (read on...)

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