Bankruptcy – Chapters 7 and 13 – A General Overview

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

The purpose of this article is to give the reader a non-technical, easy to understand overview of Bankruptcy. Typically, a person contacts an attorney when he or she is thinking about filing for bankruptcy, usually as a result of an overwhelming amount of credit card debt, or perhaps, the (read on...)



Being Responsible With Credit After Bankruptcy

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who have come out on the other side of bankruptcy, the overall life improvement is tremendous. They are experiencing freedom once more. They no longer have to fear collectors constantly harassing them; they can make financial choices independent of other financial institutions. (read on...)

Rebuilding Your Credit Score After Bankruptcy

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who are beginning the bankruptcy process, the looming question they ask about the future is, “How will I ever have good credit again?” It’s a good question. Credit, after all, is what makes our world go around. You need credit for all kinds of crucial reasons, (read on...)

Bankruptcy and Student Loan Debt

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

People who are dealing with student loan debt are often advised to seek out various alternatives for paying off their burdensome loans. Because this type of debt can be very difficult to discharge in bankruptcy, it’s often advisable that those who are struggling with their payment seek (read on...)

The Bankruptcy Process Isn’t Just Financial

July 4, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Many people who are considering the bankruptcy process view it from a strictly financial perspective. Of course, this perspective is understandable. After all, when you’re filing for bankruptcy, you’re getting serious debt relief after months (or maybe even years) of (read on...)

How Does Filing Bankruptcy Affect Credit?

July 3, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Filing for bankruptcy allows you to eliminate some of your unwanted debt and clear you of any responsibility of repaying that money forever. It can be a saving grace for anyone that has accumulated a lot of debt and cannot make their payments anymore. However, wiping out that debt does not come (read on...)

Common Myths About Filing for Bankruptcy

July 3, 2012 by  | Leave a Comment Filed under: Bankruptcy 

As a bankruptcy attorney, I often hear some of the same questions on why the potential client shouldn’t file bankruptcy. Here are some of the answers to debunk the myths to filing bankruptcy. Myth number 1. You cannot file bankruptcy anymore. This myth is almost gone. After the bankruptcy (read on...)

Money Management While You’re Filing For Bankruptcy

June 30, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Filing for bankruptcy has many positive connotations. The process is all about reform, change for the better, getting a fresh start, and seeking a safe haven. So, as you go through this process, you should be aware of what healthy money management practices you can incorporate into your new (read on...)

Keeping Your Car in Chapter 7 Bankruptcy

June 30, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who have lost their jobs, taken the advice of banks offering shady loans, or simply gotten over their heads in debt, filing bankruptcy is the best decision. Most people choose a Chapter 7 bankruptcy, which can eliminate medical bills, credit cards, payday loans, parking fees, (read on...)

3 Reasons You Should File for Chapter 7 Bankruptcy

June 30, 2012 by  | Leave a Comment Filed under: Bankruptcy 

While deciding to go through with Chapter 7 bankruptcy can be disheartening for some, there is often a clear need to make it happen. When your debts become overbearing and there is no way for you to get out from under them, this form of bankruptcy tends to be the best choice. Take a moment to (read on...)

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