Hiring a Chapter 13 Bankruptcy Attorney: Answers You Should Get

May 16, 2012 by  Filed under: Bankruptcy 

Confronting the fact that you need to hire a Chapter 13 bankruptcy attorney is a brave step in solving your financial situation and moving forward into a brighter future. No one who has done nothing criminally wrong should have to pay for their mistakes for the rest of their lives. The U.S. government believes the same thing, and thus has given people the chance to get out from under crushing debt instead of spending their entire working lives paying back interest on exorbitant loan amounts. Here are the answers you should get before deciding whom to hire.

Will I be working with you?

This is a more important question than you might think. If you walk into a large law firm and speak to someone in an initial consultation, you may come away from the meeting believing that the person you spoke to will be the Chapter 13 bankruptcy attorney in charge of your case. This isn’t always a great assumption to make. The larger firms often farm out the smaller cases to their junior associates, giving them the experience they need to move forward and saving the heavy hitters for the big cases that walk through the door. You deserve to know who will be handling your case.

May I see your written retainer?

If you’re in debt up to your eyeballs, you either ran into a bad patch of luck or you have made some unwise financial decisions. Now isn’t the time to make another one. Insist on knowing exactly what you’ll be charged for, how much you’ll be spending, and all the other details you need to know about the payment required. Don’t work with a Chapter 13 bankruptcy attorney who doesn’t believe in complete transparency when it comes to billing. You don’t need to add more debt on top of the loans you’re trying to discharge.

How much debt relief law do you practice?

While a part-time Chapter 13 bankruptcy attorney may be able to do everything for you that you need done, if you have a complex case, you may wish to make sure that you’re hiring someone who has devoted his practice to the field. Someone who only handles a few cases a year is going to be quite a ways behind someone who handles nothing but. For simple cases, again, this may not matter than much. But is any case ever really simple? Every case has details that sets it apart and makes it unique. Make sure you’re not hiring someone who is going to be out of their depth.

Looking for a chapter 13 bankruptcy attorney Modesto trusts to help them through a difficult time? We’re here for you at http://www.bankruptcycenterhelp.com.

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