Bankruptcy – Chapters 7 and 13 – A General Overview

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

The purpose of this article is to give the reader a non-technical, easy to understand overview of Bankruptcy. Typically, a person contacts an attorney when he or she is thinking about filing for bankruptcy, usually as a result of an overwhelming amount of credit card debt, or perhaps, the (read on...)



Chapter 11 and Chapter 13 Bankruptcies

May 16, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Not everyone who wants to file bankruptcy wants to simply eliminate debt. Some people, through a series of circumstances, find themselves in a situation in which the amount of money required to meet the minimum payments on all of their debts exceeds their income. For these people, a new start (read on...)

Chapter 13 Myths

May 8, 2012 by  | Leave a Comment Filed under: Bankruptcy 

The bankruptcy process is often misunderstood by consumers. Many people hold misconceptions about how the process works and what outcomes could result that often influence their decision to file or not. When it comes to filing for Chapter 13 bankruptcy there are generally less risks involved, but (read on...)

Why NOT File for Bankruptcy? The Reason May Be Different Than You Think

April 21, 2012 by  | Leave a Comment Filed under: Bankruptcy 

As an attorney, I have a duty to look out for the best interests of my clients. I even have a duty to look out for the best interests of potential clients, people who come to me for help but don’t actually wind up hiring me. That duty sometimes includes advising people NOT to file a (read on...)

Debts In Chapter 13

April 15, 2012 by  | Leave a Comment Filed under: Bankruptcy 

There are risks and benefits to either type of personal bankruptcy filing, but many people find Chapter 7 to be the more desirable type of case. When searching for debt elimination, Chapter 7 is your best option. However, not everyone will qualify and many people will end up filing for Chapter 13 (read on...)

When Bankruptcy Is Your Only Option

April 15, 2012 by  | Leave a Comment Filed under: Bankruptcy 

You have probably tried everything to avoid it. Perhaps you have consulted with your bank and other lenders, borrowed money from friends and relatives, and sold or pawned anything of value. If you find your debts are not completely relieved and you have no other source of money to help, (read on...)

Steps Involved for Filing Bankruptcy in Alabama

April 11, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Going through bankruptcy is never a happy time; however, filing for bankruptcy can give you peace of mind that your financial problems will come to an end and you can create a fresh start to rebuild your financial foundation. To file a bankruptcy in Alabama, you will need to follow several steps (read on...)

Is Bankruptcy Right For You?

March 22, 2012 by  | Leave a Comment Filed under: Bankruptcy 

More and more hard-working Americans are finding it increasingly difficult to keep up with mounting bills and mortgage payments. One family emergency may be enough to send their budget over the edge, seemingly leaving them with no options. If this is your situation, you may have more options that (read on...)

Best Credit Card Practices Before Filing Bankruptcy

March 21, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Credit cards are a creature of convenience. Unfortunately, they are also a creature that can eat away at your finances if left untamed and can easily force hardworking families into bankruptcy. While many families survive on the short-term credit lines offered by these scavengers immediately (read on...)

Filing a Proof of Claim in a Chapter 13 Bankruptcy Case

March 11, 2012 by  | Leave a Comment Filed under: Bankruptcy 

In Chapter 13 bankruptcy cases, debtors propose a plan to pay creditor’s through a trustee. But the trustee doesn’t pay the creditors automatically just because they are listed in the plan. The creditor must file a proof of claim with the court. A proof of claim is a document (read on...)

Page 1 of 1712345...Last »