Bankruptcy – Chapters 7 and 13 – A General Overview

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

The purpose of this article is to give the reader a non-technical, easy to understand overview of Bankruptcy. Typically, a person contacts an attorney when he or she is thinking about filing for bankruptcy, usually as a result of an overwhelming amount of credit card debt, or perhaps, the (read on...)



Help Filing For Bankruptcy

May 16, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Have you recently been put out of a job because your company is downsizing and eliminating positions? Are you facing a wall of debt that you are unable to conquer? Is your financial situation something that makes you feel vulnerable and uncertain? If you are not able to pay off your debts or even (read on...)

Should You Consider Chapter 7 or Chapter 13 Bankruptcy?

April 21, 2012 by  | Leave a Comment Filed under: Bankruptcy 

There is much to consider when considering bankruptcy. In order to file for either Chapter 7 or Chapter 13 bankruptcy, you must first obtain credit counseling from an approved source. When you file for Chapter 7, or liquidation bankruptcy, property that is valued higher than the allowable (read on...)

Why NOT File for Bankruptcy? The Reason May Be Different Than You Think

April 21, 2012 by  | Leave a Comment Filed under: Bankruptcy 

As an attorney, I have a duty to look out for the best interests of my clients. I even have a duty to look out for the best interests of potential clients, people who come to me for help but don’t actually wind up hiring me. That duty sometimes includes advising people NOT to file a (read on...)

When Bankruptcy Is Your Only Option

April 15, 2012 by  | Leave a Comment Filed under: Bankruptcy 

You have probably tried everything to avoid it. Perhaps you have consulted with your bank and other lenders, borrowed money from friends and relatives, and sold or pawned anything of value. If you find your debts are not completely relieved and you have no other source of money to help, (read on...)

Steps Involved for Filing Bankruptcy in Alabama

April 11, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Going through bankruptcy is never a happy time; however, filing for bankruptcy can give you peace of mind that your financial problems will come to an end and you can create a fresh start to rebuild your financial foundation. To file a bankruptcy in Alabama, you will need to follow several steps (read on...)

Is Bankruptcy Right For You?

March 22, 2012 by  | Leave a Comment Filed under: Bankruptcy 

More and more hard-working Americans are finding it increasingly difficult to keep up with mounting bills and mortgage payments. One family emergency may be enough to send their budget over the edge, seemingly leaving them with no options. If this is your situation, you may have more options that (read on...)

Best Credit Card Practices Before Filing Bankruptcy

March 21, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Credit cards are a creature of convenience. Unfortunately, they are also a creature that can eat away at your finances if left untamed and can easily force hardworking families into bankruptcy. While many families survive on the short-term credit lines offered by these scavengers immediately (read on...)

How the Chapter 11 Process Works

March 11, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Chapter 11 bankruptcy is one of the chapters of the U.S. Bankruptcy Codes that allows individuals and businesses to continue to do business while restructuring their finances when debt overshadows profit. A plan of repaying the debt is created and presented to the bankruptcy agency in the (read on...)

Treatment of Student Loans in Bankruptcy

March 11, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Student loans receive special treatment in bankruptcy. They are unsecured loans, similar to credit cards, medical bills, and payday loans, which means they are not attached to collateral by a lien. However, unlike these other types of debts they generally cannot be discharged in bankruptcy. In (read on...)

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