6 Ways To Boost Your Credit Score

June 29, 2012 by  | Leave a Comment Filed under: Credit 

There are a lot of steps that you may use in order to boost and improve your credit score, and you will not eve need to hire the help of a professional in order to carry most of them out. If you are looking for techniques that you may apply to your case, then go through the following suggestions (read on...)



Negative Items On Credit Reports

June 26, 2012 by  | Leave a Comment Filed under: Credit 

The information contained in your credit report is supplied by creditors whom you have past and present accounts with. All activities that have an impact on your credit are reflected in the credit report and form part of your credit history. Credit history is used to evaluate the creditworthiness (read on...)

How to Get a Secured Loan With Bad Credit

May 16, 2012 by  | Leave a Comment Filed under: Loans 

In today’s economy most of us have had a financial hick up at one point in time. Did you know that 60% of all the daily personal loan applications in the UK are being declined? So what to do when you’re in this situation? There are a view options that you could consider: If you are (read on...)

Credit History – 5 Things to Do to Build It

May 16, 2012 by  | Leave a Comment Filed under: Credit 

There are as many different ways to go about building up your credit, or repairing bad history, as there are people. Every situation is different and everyone will put together a different plan for handling all of these things. It is important that you look over as many options as possible and (read on...)

Secured and Unsecured Loans – Vital Things That You Should Know

March 29, 2012 by  | Leave a Comment Filed under: Loans 

If an emergency takes places, it really makes you mad if you do not have the ready cash to handle the situation. Since your only other alternative for obtaining fast cash is asking for it from friends and relatives, your only viable option is to borrow the money. You have the option of taking out (read on...)

Credit Lessons and Long-Term Effects

March 20, 2012 by  | Leave a Comment Filed under: Credit 

Credit is supposed to help people in their financial difficulties, in moments where cash is short. But what happens now is that people are drowning in debt. It is not so much because they lost their jobs or met an accident that caused their inability to pay. It is rather because they borrow money (read on...)

What Will Happen When You Have Bad Credit

March 14, 2012 by  | Leave a Comment Filed under: Credit 

Growing up as a child, it was always emphasized to me that I should work to build my credit up because being successful was intimately connected with having excellent credit. However, the importance of having credit felt more like a burden than a gateway to success, but more explicitly to (read on...)

How to Get a Free Credit Report and Why You Need to Do It

March 14, 2012 by  | Leave a Comment Filed under: Credit 

Your credit history plays a major role when applying for any type of loan, such as a credit card, auto loan, mortgage, even employment screening, utilities, and insurance. It is a good idea to know what is being reported in your report before applying for credit or obtaining a loan. Creditors and (read on...)

Credit Scores and Senior Citizens

March 2, 2012 by  | Leave a Comment Filed under: Credit 

Many people have questions about their credit score or report, or even how to establish credit. However, senior citizens sometimes have problems when it comes to credit. Age affects several things, but many people don’t think that when they are older they will need to worry about getting (read on...)

Furniture Financing Plans May Damage Credit

February 27, 2012 by  | Leave a Comment Filed under: Credit 

During the holiday season, many consumers turned to debit cards, checks, and cash as responsible ways to pay for the items on their wish lists while simultaneously staying within their budgets. Consumers who chose to forgo credit cards also used layaway plans and other non-traditional methods of (read on...)

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