Understand FTC Rules Regarding Debt Settlement Companies

June 29, 2012 by  | Leave a Comment Filed under: Loans 

When you are faced with major debt problems, you may be interested in hiring a debt relief company to help you get rid of some of the burden. In this situation, many consumers elect to hire debt settlement companies to help them out. Due to some controversy in recent years, the Federal Trade (read on...)

New Rules in Nationwide Debt Settlement Collection Processes

June 19, 2012 by  | Leave a Comment Filed under: Debt 

The Federal Trade Commission, in an effort to try to protect consumers from dishonest debt settlement companies, issued amendments to its October 2010 Telemarketing Sales Rules and calling for an immediate implementation of these amendments as well as the rules, to ensure a drastic reduction of (read on...)

Credit Card Debt – What To Do If You Fall Behind

May 16, 2012 by  | Leave a Comment Filed under: Debt 

When credit card debt is spiralling out of control, consumers may consider the option of debt settlement. This type of repayment option offers to reduce unsecured debt which may include medical bills as well as personal loans and more. In light of the present state of the economy, many households (read on...)

Debt Settlement Negotiation Tips

May 6, 2012 by  | Leave a Comment Filed under: Loans 

Deciding to try debt settlement is a major financial decision for anyone who is struggling to pay their bills every month. While this process is a good way someone to avoid bankruptcy and/or reduce their debts to an affordable level, it is important to understand your options, as well as the (read on...)

Debt Elimination Options and Guide to Being Debt Free

April 17, 2012 by  | Leave a Comment Filed under: Debt 

Debt consolidation is necessary if you are facing difficulties in timely payment of your loan installments and credit card bills, or if you have a large amount of debt. Both of these things negatively affect your credit score. If you carry a high balance on your credit cards, your credit scores (read on...)

Debt Relief And Bankruptcy

April 4, 2012 by  | Leave a Comment Filed under: Bankruptcy 

There is much debate among professionals as to which debt relief solution is best. The real answer depends on the person’s financial situation. Because no two people have the same financial situation, there really is no short answer to which type of debt relief is best. However, there is (read on...)

Demystifying The Impact Of Debt Settlement On Your Credit Score

February 17, 2012 by  | Leave a Comment Filed under: Debt 

People think that using a debt relief service will harm your credit score. However, going to a third party to help settle your debt might not have such an adverse impact. The only thing you should be aware of is that it will be difficult to apply for new lines of credit while enrolled in a debt (read on...)

Top Misconceptions About Debt Settlement

February 11, 2012 by  | Leave a Comment Filed under: Debt 

Are you planning to sign-up for a debt settlement program to get rid of your debts, once and for all? If your answer to this question is yes, then we encourage you to read the rest of this article. In the succeeding paragraphs of this piece, we have debunked four misconceptions that consumers, (read on...)

What You Must Know Before You Settle Credit Card Debt Yourself?

January 20, 2012 by  | Leave a Comment Filed under: Debt 

The question of whether or not to settle credit card debt yourself depends on how much experience and expertise you have dealing with creditors, debt collectors, credit bureaus and the laws that relate to the above. It also depends how much time you have because there is a lot of paperwork (read on...)

Reduce Stress With Debt Consolidation Negotiation

January 5, 2012 by  | Leave a Comment Filed under: Debt 

Business debt negotiation is all about settling outstanding issues through the right procedures. If you own a business, then there will be the necessity to borrow money for investment. Every time you borrow money, you are liable to reimburse it. Business debt negotiation is all about meeting the (read on...)