Can A Married Person File Bankruptcy Individually?

April 23, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Notes: • Yes, each individual can file bankruptcy (like taxes- wife, husband, or joint) • Any joint debt becomes the responsibility of the non-filing partner. If a husband files, all joint debt becomes the responsibility of the wife. (Similar to how co-signers work) • Filing alone leave the (read on...)



How Often Can I File Bankruptcy?

April 13, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Often times clients ask me if they can file bankruptcy twice. There seems to be the mistaken belief among many people, attorneys included, that you cannot file bankruptcy twice or that the Federal Law places a specific limit on the number of times that you can file bankruptcy. Actually, the (read on...)

Top Reasons Good People File for Bankruptcy

April 9, 2011 by  | Leave a Comment Filed under: Bankruptcy 

These days, just about anyone can find themselves facing difficult financial challenges. It is common for good people to do everything possible to make ends meet and still come up short of money. Loss of a job, unexpected medical expenses, divorce, living off your credit cards, or any number of (read on...)

Myths About Filing Bankruptcy

April 9, 2011 by  | Leave a Comment Filed under: Bankruptcy 

In the past, people had related bankruptcy to a negative event, something taboo that should not be spoken of. This negative stigma has largely eroded. These days, more and more, bankruptcy is being looked at as a positive solution to a debt problem. Filing bankruptcy can be the logical solution (read on...)

Asking Yourself, Can I File Bankruptcy?

April 1, 2011 by  | Leave a Comment Filed under: Bankruptcy 

One of the most stressful things that can happen to an individual is to spend all the savings in order to pay a debt. These things happen because people get sidetracked with what they are doing and usually go overboard when they finally get a hand on the money they’ve earned. Before asking (read on...)

The Seven Most Common Bankruptcy Mistakes

March 12, 2011 by  | Leave a Comment Filed under: Bankruptcy 

The actions you take leading up to bankruptcy can drastically affect your journey through the bankruptcy process. You definitely want to pay attention to these seven potential trouble spots. The credit card run-up mistake:The best thing to do is to not use your credit cards once you have decided (read on...)

2 Things to Consider About Bankruptcy Before Filing

February 12, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Many of us struggle with the choice to file bankruptcy or not. In this article, we are going to discuss the advantages and disadvantages of doing so. You will have a great idea of the overall big picture view of bankruptcy. There are a lot of different pieces that go into filing bankruptcy that (read on...)

Chapter 7 Bankruptcy, A Brief Outline

February 9, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Chapter 7 Bankruptcy is the most common type of bankruptcy and is also sometimes known as the “liquidation chapter”. Most unsecured debts are discharged so that you are no longer responsible for paying those debts. There is no repayment plan, as there would be under a Chapter 13 (read on...)

A Tip on When To File Bankruptcy

February 5, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Over the past couple of years bankruptcies have increased dramatically as a result of the economic downturn. Many of us have enjoyed the cheap credit thrust on us from credit card companies and retail stores but as the financial climate has changed we find that we can no longer keep our heads (read on...)

Bankruptcy Filings Increasing During Tough Economic Times

February 3, 2011 by  | Leave a Comment Filed under: Bankruptcy 

It’s no great revelation that personal bankruptcies are on the rise. The economic downturn has made it tough on many Americans. Those who would have never dreamed of filing for bankruptcy a short time ago are considering it now. Statistics show that bankruptcy filings are up across the (read on...)

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