Being Responsible With Credit After Bankruptcy

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who have come out on the other side of bankruptcy, the overall life improvement is tremendous. They are experiencing freedom once more. They no longer have to fear collectors constantly harassing them; they can make financial choices independent of other financial institutions. (read on...)



Rebuilding Your Credit Score After Bankruptcy

July 10, 2012 by  | Leave a Comment Filed under: Bankruptcy 

For many people who are beginning the bankruptcy process, the looming question they ask about the future is, “How will I ever have good credit again?” It’s a good question. Credit, after all, is what makes our world go around. You need credit for all kinds of crucial reasons, (read on...)

Good Credit and Bankruptcy

May 16, 2012 by  | Leave a Comment Filed under: Bankruptcy 

Establishing good credit in your early 20s can be one of the best things you do for yourself financially – or by any other standard, for that matter. When you have a good credit score, opportunities will open up for you, starting off your adulthood on the right foot. The ramifications of (read on...)

There Is Hope in Start-Up Capital

April 21, 2012 by  | Leave a Comment Filed under: Loans 

Many firms that are first starting up are finding themselves faced with the problem of finding a lender that is willing to finance them. This tends to be quite challenging because the lender has to be convinced that the business will be successful, and that the business will be capable of (read on...)

Things to Know About Credit Repair Shams

April 17, 2012 by  | Leave a Comment Filed under: Credit 

Your credit score determines a lot of different things. Depending on your score, you may not be able to get a home or car loan, you may not be able to buy something that is high priced like a bedroom suite, it might even prevent you from getting a job. If you have a low score, you may need to do (read on...)

What Is The Credit Score Range?

March 16, 2012 by  | Leave a Comment Filed under: Credit 

Whether we like it or not, credit is a big part of our lives and credit worthiness is a way of determining whether a person borrowing money is likely to pay it back on time or not; in short, how much of a risk they are. You are evaluated on your record of paying bills on time and making payments (read on...)

Help! I Don’t Even Have a Credit Score

February 15, 2012 by  | Leave a Comment Filed under: Credit 

Personal finance experts have been showing up in the news more often in recent years to highlight the importance of a good credit score and explain the impact a bad credit score has on your financial life. But what if you have discovered you don’t even have a credit score? It may sound (read on...)

The Effects of Terminating Your Lease on Your Credit

February 7, 2012 by  | Leave a Comment Filed under: Credit 

Credit can be a very tricky thing to figure out. You know you need credit and a good score in order to buy things like houses or cars or to get different types of loans. However, you do not start off with good credit then drift into bad credit, you actually start with no credit at all. This means (read on...)

Credit Scores and College Students

January 27, 2012 by  | Leave a Comment Filed under: Credit 

While going to college can be a lot of fun and a very exciting time, it is also a great time to learn about finances. Yes, you can learn about finances in an actual class, but you need to also learn about your own finances and building your credit score. College is the perfect time to start (read on...)

Marriage and Credit

January 4, 2012 by  | Leave a Comment Filed under: Credit 

Getting married is a very exciting time; planning the wedding, picking your honeymoon location, buying a house or family car. While all of this can be fun, exciting, and sometimes frustrating, you may want to think about what this means for you and your spouse’s credit scores. There are a (read on...)

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