2011 Top Five Threats to Your Credit Score

December 24, 2011 by  | Leave a Comment Filed under: Credit 

Having a good credit score is important if you want to get approved for credit cards and loans and if you want to get approved at a good interest rate. While you can generally keep a good credit score by paying your bills on time and paying back what you buy, there are some other threats to your (read on...)



After Bankruptcy: The Key Formula Behind a Higher Credit Score

December 7, 2011 by  | Leave a Comment Filed under: Bankruptcy 

There is no denying that applying for bankruptcy can affect your credit score. But once you have finally written off your debts, don’t look at your negative credit score as a drain – think of this as a chance to have a blank slate to build up your credit report again. So if you have (read on...)

Top 5 Secrets to Build Good Credit

December 2, 2011 by  | Leave a Comment Filed under: Credit 

When you have a good credit score it means that you can be trusted; you are responsible in managing your finances. You can enjoy the benefits of getting lower interest rates on credit cards and mortgages when your credit rate is excellent. Therefore in order to take advantage of these benefits (read on...)

Tips on Rebuilding Credit After Bankruptcy

December 1, 2011 by  | Leave a Comment Filed under: Credit 

It’s a well-known fact that the American economy is experiencing a great strain right now. The strain can be felt across the country in all forms of business as well as many American households. At a time when unemployment rates are high and many people are walking away from their (read on...)

Is Debt Always Bad?

November 23, 2011 by  | Leave a Comment Filed under: Credit 

Is Personal Debt Always Bad? A lot of Americans tend to get into bad financial situations because of debt that has not been well managed. Debt that has been badly managed can get us into big financial problems. However, for people that can manage their financial situations, there are plenty of (read on...)

Ways to Ruin Your Credit

November 19, 2011 by  | Leave a Comment Filed under: Credit 

Every day people all over the world ruin their credit. Why? There are simple mistakes that we as consumers make all the time. We are taught to know how important our credit ranking is and exactly what our score is. So if there is so much information out there about credit and its importance, why (read on...)

Your Credit Score – Why It Needs to Be Maintained

November 19, 2011 by  | Leave a Comment Filed under: Credit 

You’ve gotten a credit score you’re happy with. Congratulations! Hopefully that number is one that’s over 700, if you’re looking to have an easy time with everything financially. Once you get to such a high place, will it just stay there, however? Nope, that number has to (read on...)

Getting A Credit Card With No Credit History

November 5, 2011 by  | Leave a Comment Filed under: Credit 

Getting a credit card with no credit history can seem like a daunting task, especially with all of the focus that lenders are putting on good credit ratings. However, it is important to understand that there are still credit cards that you can obtain even if you have no credit history. In fact, (read on...)

Importance of Credit Control in a Company

October 20, 2011 by  | Leave a Comment Filed under: Credit 

Debtors are one of the largest assets in the financial statements of a company and should therefore be safeguarded through timely collections. Many solvent companies have gone under-receivership for failure to manage and collect from their clients. For a positive cash flow, debtors must be (read on...)

Your Life After Bankruptcy

October 12, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Debtors who are faced with overwhelming debt due to circumstances beyond their control such as a sudden job loss, a pay cut, a cut in hours, and a medical emergency, death in the family or divorce may have no other choice but to file for bankruptcy. Bankruptcy is not necessarily a bad thing, it (read on...)

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