A Debt Consolidation Guide

June 19, 2012 by  | Leave a Comment Filed under: Debt 

Nowadays, it is very easy to get into debts. Getting out of debt on the other hand can be quite tricky and take a long time. If your debts are starting to spiral out of control, consolidating everything you owe into one monthly payment can be a good way to get back in control of your money. Debt (read on...)

5 Ways to Avoid Filing for Bankruptcy

June 16, 2012 by  | Leave a Comment Filed under: Bankruptcy 

According to Dave Ramsey, bankruptcy is in the top five worse things that can happen to you in a life time. It stands near divorce, illness, disability and loss of a loved one. After all bankruptcy can also be considered the loss of love one called money. People who go bankrupt suffer depression (read on...)

Types of Mortgages for First Time Buyers

May 16, 2012 by  | Leave a Comment Filed under: Loans 

Since there are numerous companies in the UK offering various mortgages for first time buyers and the choice is never easy when it comes to such an important purchase. Special deals and interest rates are the things that first time buyers get hung up on which can be misleading and in the end can (read on...)

Mortgage Debt Relief Threatens American Home Owners

May 8, 2012 by  | Leave a Comment Filed under: Loans 

Regardless of what lending industry spokesmen may have suggested during the last decade’s sudden surge of reclaimed property titles, no home owner has ever wanted to go through the torment of a foreclosure on a personal residence. More desperately, even, than they’d try to avoid (read on...)

One Good Way to Find Free Money and Mortgages

May 6, 2012 by  | Leave a Comment Filed under: Loans 

GOOD WAYS TO SAVE MONEY WITH MORTGAGES If you are tired of making lifestyle changes to accommodate your savings plans then read on. These ideas lead you to prime places to look for money that’s already rightfully yours. Some people see little point in changing their ways to save a quick $5 (read on...)

Who Will Pay Taxes?

May 6, 2012 by  | Leave a Comment Filed under: Taxes 

Each April our thoughts turn to the coming of spring and the coming of the tax man. I hear a lot of people complaining about taxes at this time of year. Not just that they have to do their taxes and spend hours pouring over old records and trying to figure out indecipherable forms, but also (read on...)

Consolidating Home Loans and Other Debts

May 1, 2012 by  | Leave a Comment Filed under: Loans 

If you are in debt and trying to get yourself out of it, then there are various options available to you. Among these is loan consolidation which is a way to reduce your debt at the same time as making it easier to manage and a lot less stressful – and it can even help you to improve your (read on...)

Should Seniors Take Advantage of Today’s Low Reverse Mortgage Rates?

May 1, 2012 by  | Leave a Comment Filed under: Loans 

On a forward mortgage loan, a borrower’s interest rate will impact the size of his or her monthly payment. Since reverse mortgages do not make monthly payments to their lenders, interest rates may seem unimportant. Reverse mortgage rates, however, actually do play a very important role in (read on...)

What Is a Reverse Mortgage? What Seniors Should and Should Not Expect From These Loans

May 1, 2012 by  | Leave a Comment Filed under: Loans 

According to researchers at the Center for Retirement Research at Boston College, in upcoming years, reverse mortgages will be an important tool used by baby boomers to help them afford expenses during retirement. The continued popularity of these loans leaves many seniors asking, “What is (read on...)

Thinking About a Loan? Try a Reverse Mortgage Calculator

April 27, 2012 by  | Leave a Comment Filed under: Loans 

Home Equity Conversion Mortgages (HECMs) remain popular with seniors interested in making the most of their home equity during retirement. While many of the requirements necessary to qualify for an HECM are clear, others are somewhat hazy. Seniors who are interested in these loans often wonder if (read on...)