Life After Chapter 13 Bankruptcy Is Good

May 16, 2012 by  | Leave a Comment Filed under: Bankruptcy 

So you filed Chapter 13 bankruptcy, what comes next? First of all you are not alone. More than 1.5 million Americans will file for bankruptcy this year alone. Filing bankruptcy can be stressful, but it is certainly not the end of everything, but in fact a chance for a new beginning. Seven years (read on...)



Guidelines On Bankruptcy Discharge

December 23, 2011 by  | Leave a Comment Filed under: Bankruptcy 

A discharge from bankruptcy is the main reason why anyone would file for bankruptcy, particularly Chapter 7. If the debt has been discharged a debtor will be released from his or her legal responsibility to pay it. Nearly all kinds of debt can be discharged; however, there are debts which survive (read on...)

Worst Bankruptcy Mistakes and How to Avoid Them

October 22, 2011 by  | Leave a Comment Filed under: Bankruptcy 

When it comes to the worst bankruptcy mistakes, you might think that they run the gamut from incorrectly filing your paperwork to concealing some of your assets. While the former can be redressed and the latter can bring about criminal charges, there are still some pretty heinous bankruptcy (read on...)

Top Reasons To File A Chapter 13 Bankruptcy

July 2, 2011 by  | Leave a Comment Filed under: Bankruptcy 

This sort of bankruptcy process is likewise known as repayment plan or debt consolidation. A person should have enough extra income to become qualified for this legal proceeding. The best thing about filing Chapter 13 is that it enables a debtor to repay the loans, usually as long as five years, (read on...)

Secured And Unsecured Loans In Bankruptcy

June 29, 2011 by  | Leave a Comment Filed under: Bankruptcy 

When it comes to taking out a loan, you should know they are not all the same. There are many types of loans and the terms and conditions of a loan can vary greatly. Different types of loans each have their own benefits and risks. The terms of a secured loan can be stricter than an unsecured (read on...)

When To Choose Chapter 13 Bankruptcy

June 22, 2011 by  | Leave a Comment Filed under: Bankruptcy 

When it comes to debt relief solutions, there are many options people can choose from. When possible, people should try to repay their debts in full to avoid potential problems with their credit standing. However, with the economy continuing to fight against further downturn and the increasing (read on...)

Declaring Bankruptcy – Chapter 7 Pros and Cons

April 23, 2011 by  | Leave a Comment Filed under: Bankruptcy 

Bankruptcy in accordance with Chapter 13 of the United States Bankruptcy Code applies to a debtor who uses the bankruptcy process to settle their debts in full or a portion of these. Usually, the debtor would seek to pay their obligations with their creditors using their future income. This type (read on...)

Bad Credit – A Repayment Plan

December 31, 2010 by  | Leave a Comment Filed under: Credit 

Running into bad credit can put a halt to your spending. It can stop any other lenders from agreeing to lend you credit. This is because they see you as a risk. Too risky to lend money too because of some financial fault in your past. This may be due to missing a payment for a secured loan or (read on...)

Bankruptcy Assets: What Happens to My Assets in Bankruptcy?

October 6, 2010 by  | Leave a Comment Filed under: Bankruptcy 

One of the most important concepts to understand when filing bankruptcy is what will happen to your assets. Your assets are treated differently depending on whether you file Chapter 7 or Chapter 13 bankruptcy. In a Chapter 7 proceeding, you are looking to get rid of your debts in exchange for (read on...)

The Rules of a Chapter 13 Bankruptcy

July 17, 2010 by  | Leave a Comment Filed under: Bankruptcy 

There are many ways, or “chapters”, under which one can file for bankruptcy, each with its own set of rules and regulations. Some chapters provide for the complete liquidation of all assets, with the proceeds distributed among the creditors, and others which effectively provide a stay (read on...)

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