How to Get a Free Credit Report and Why You Need to Do It

March 14, 2012 by  | Leave a Comment Filed under: Credit 

Your credit history plays a major role when applying for any type of loan, such as a credit card, auto loan, mortgage, even employment screening, utilities, and insurance. It is a good idea to know what is being reported in your report before applying for credit or obtaining a loan. Creditors and (read on...)



Credit Score Repair and Why It’s Important

December 13, 2011 by  | Leave a Comment Filed under: Credit 

Your credit score goes a long way in determining the kind of loans you’re getting and the kind of money that you can spend. With a credit score in disrepair, you will likely not have an opportunity to get the best rates when you are searching out an insurance policy or auto loan, and you (read on...)

Analyzing Your Credit Report

May 5, 2011 by  | Leave a Comment Filed under: Credit 

Now that you have obtained your credit reports from the various credit reporting agencies, it is now time to learn them inside out. Know what your creditors are looking at and what for. Generally, the reports present the same kind of information in the same basic pattern. The report will identify (read on...)

Disputing a Judgment on Your Credit Report

September 13, 2010 by  | Leave a Comment Filed under: Credit 

If you are a person who has faced a credit report which has a bad judgment on it then you know the price you have to pay when it comes to your FICO credit scores. A judgment is a debt that is stated by the courts as yours and you are then entitled to pay that debt, and this kind of thing is not (read on...)

Raising Your Credit Score With a Dispute Letter

September 11, 2010 by  | Leave a Comment Filed under: Credit 

The secret of raising your credit score through a dispute letter is by writing the dispute letter and the main thing to do is to point out the necessary mistakes that are on the credit report. And then you can also make two claims for removal, one of them is by payment in full by installments and (read on...)

Tips For Disputing Matters on Your Credit Score

September 4, 2010 by  | Leave a Comment Filed under: Credit 

One of the main reasons why the credit reports come up with errors is because of the system which is used to check and up date the credit reports, and this is why sometimes the credit agencies put out inaccurate credit reports. Another reason for the short fall is that sometimes the various banks (read on...)

How to Delete an Entry From Your Credit Report With Ease

September 1, 2010 by  | Leave a Comment Filed under: Credit 

Deleting an entry from a credit report can be an involved issue to resolve. Each error will need to be documented with a letter of request from the consumer to the reporting agency. The written letter must clearly explain the entry in question and give proof that an error has been made. Many (read on...)

Easiest Way to Repair Credit

September 1, 2010 by  | Leave a Comment Filed under: Credit 

In this present stage in America where there is a highly credit driven sector and if you have a bad credit history it could mean a disaster for you in terms of getting a loan. This particular article has the easy steps to quick repair of their credit score and also certain mistakes which they (read on...)

How To Get Rid Of Bad Information On Your Credit Report

August 24, 2010 by  | Leave a Comment Filed under: Credit 

Your credit report (or credit history) is a snapshot of your financial health. It contains information about how much money you have borrowed over the years from credit card companies, from banks or from stores, as well as how responsibly you paid that money back. Any time you are late with a (read on...)

Dealing With a Bad Credit Report

August 17, 2010 by  | Leave a Comment Filed under: Credit 

Reviewing your credit report may have confirmed your fears. Although you can’t erase all of the bad information, there are some steps you can take to make the situation better. 1. Correct any errors on your report: It’s common to find that there is incorrect information in your credit (read on...)

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